AGENDA

BANK OF NORTH DAKOTA

INVESTMENT COMMITTEE MEETING

Wednesday, October 15, 2025 – 9:00 a.m. CT

****Meeting closed pursuant to N.D.C.C. 6-09-35 to discuss items listed below on the agenda under Bank of North Dakota Confidential Business****

1. Consideration of Loan Amendments to the Bank of North Dakota

1. Investment Committee Serial/Dual Approved Loans Review

1. New Business
2. Presentation of Problem Loans-Adversely Classified Quarterly Recap – Gus

Staahl

1. Presentation of Loan Delinquency Quarterly Report – Jared Mosbrucker
2. Presentation of Third Quarter 2025 CECL Review – Jared Mosbrucker

               IV.   Presentation of the Following Reports

                       A.    Weekly Lending Activity

V.    Consent Agenda

1. Confidential Investment Committee Minutes (October 09, 2025)
2. Fed Funds Sold
3. Key Balances
4. Letters of Credit Pledged for Public Deposits
5. Troubled Debt Restructured Loan Quarterly Report
6. Non-Accrual Loans Quarterly Recap/Detail
7. Loan Charge-Offs and Recoveries Y.T.D 09/30/2025    

*****************************Meeting Returns to Open Session*****************************

1. Consent Agenda

                       A.    Nonconfidential Investment Committee Minutes (October 09, 2024)

                       B.    Investment Portfolio

1.   New Business  

A.    Presentation of Allowance for Loan Loss Report – Jared Mosbrucker  

1. Presentation of the Following Reports
2. Weekly Market Activity
3. Agriculture Weekly Market Activity
4. Deposit Rates

1. IV.   Next Investment Committee Meeting/Adjournment
2. Wednesday, October 22, 2025, 9:00 a.m., 3rd Floor Missouri River Room 301/Teleconference

Any person who requires an auxiliary aid or service must contact or notify Bank of North

Dakota at 328-5741 at least three (3) working days prior to the scheduled meeting.