AGENDA

BANK OF NORTH DAKOTA

INVESTMENT COMMITTEE TELECONFERENCE

Wednesday, July 16, 2025 – 9:00 a.m. CT

Dial in Number 701-328-0950 Conference ID 503 845 227#

****Meeting closed pursuant to N.D.C.C. 6-09-35 to discuss items listed below on the agenda under Bank of North Dakota Confidential Business**** 

1. Consideration of Loan Application to the Bank of North Dakota

1. Investment Committee Serial/Dual Approved Loans Review

III.    New Business

1. Presentation of Problem Loans-Adversely Classified Quarterly Recap – Gus Staahl

        B.    Presentation of Loan Delinquency Quarterly Report – Jared Mosbrucker

        C.    Presentation of Second Quarter 2024 CECL Review – Jared Mosbrucker

        D.    Consideration for Approval of First Quarter 2025 Unsecured Fed Funds Lines Review (Credit Unions) – Kris Ahmann

        E.    Consideration for Approval of First Quarter 2025 Unsecured Fed Funds Lines Review (Banks) – Kris Ahmann

               IV.   Presentation of the Following Report

                       A.    Weekly Lending Activity

               V.    Consent Agenda

1. Confidential Investment Committee Minutes (July 09, 2025)
2. Fed Funds Sold
3. Key Balances
4. Letters of Credit Pledged for Public Deposits
5. Troubled Debt Restructured Loan Quarterly Report
6. Non-Accrual Loans Quarterly Recap/Detail
7. Loan Charge-Offs and Recoveries Y.T.D. 06/30/2025   

*****************************Meeting Returns to Open Session***************************** 

1.       Consent Agenda

A.   Nonconfidential Investment Committee Minutes (July 09, 2025)

1. Investment Portfolio

II.      New Business

1. Presentation of Allowance for Loan Loss Report – Jared Mosbrucker
2. Recap of BND’s 2024 Farm Disaster Program – Kirby Evanger
3. Amendments to General Loan Policy Update (Legislative Updates) –

Kylee Merkel

III.     Presentation of the Following Reports

1. Economic Weekly Market Activity
2. Agriculture Weekly Market Activity
3. Deposit Rates

IV.     Next Investment Committee Meeting/Adjournment

                        A.  Wednesday, July 23, 2025, 9:00 a.m., 3^rd Floor Missouri River Room

                              301/Teleconference

Any person who requires an auxiliary aid or service must contact or notify Bank of North

Dakota at 328-5741 at least three (3) working days prior to the scheduled meeting.